One marketplace, many financing paths
Hents brings financing products into one structured catalogue and matches them to your business using each provider's published criteria.
From your requirements to a shortlist
Your profile and request
Business details, the amount, purpose, preferred repayment period and timeline.
Rules-based matching
Each product is checked against criteria such as industry, business age, revenue, amount and location.
An explained result
Every match lists the criteria you meet and any information still missing.
Your choice to apply
You pick the providers, review what will be shared, and consent for each one.
Types of financing
Categories the marketplace supports. Specific products are listed once providers publish them.
- Working capital
- Cover stock, payroll and day-to-day costs while you wait on receivables.
- Business term loans
- A fixed amount repaid over an agreed term, for planned investment.
- Equipment financing
- Spread the cost of machinery, vehicles or technology over their useful life.
- Invoice and receivables financing
- Unlock cash tied up in invoices issued to creditworthy customers.
- Expansion financing
- Fund new branches, product lines or markets.
Four stages we never blur
A match is not an offer, and an offer is not an approval. Every result on Hents carries exactly one of these labels, so you always know where you stand.
- Potential match
Set by Hents rules
Your stated needs fit a product's published criteria. Nothing has been assessed yet.
- Pre-screen
Set by Hents rules
Your information passed the provider's basic eligibility checks. It is still not a lending decision.
- Lender offer
Issued by the provider
The provider has reviewed your application and proposed terms, marked as indicative or formal.
- Approval
Confirmed by the provider
The provider has approved financing. Only the provider can confirm this, and Hents shows it only when they do.
Comparisons you can trust
Offers are compared on the same fields, with the pricing method shown next to every figure.
- Amount, tenor and repayment frequency
- Interest rate with its pricing basis, such as flat or reducing balance
- Fees and estimated total repayment, with the assumptions stated
- Eligibility requirements and additional conditions
Rates quoted on different bases are labelled as such and never ranked as if they were equivalent.
Where product information comes from
Every product shows its source and when it was last updated. Example products used while the platform is in development are clearly labelled as demonstration data.
Ready to see what may fit?
Tell us about your business and we will contact you as assessments open.